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Why Choose Us?

Our Pledge to Clients

  • – As a fiduciary, we are required to always put the interest of our clients first.
  • Provide Fee-Only advice, service and wealth management.
  • Deliver attentive, personalized, world-class service.
  • Invest our own monies in the same investments we recommend to our clients.

Objective, Unbiased Financial Guidance and Planning

Clients come to us seeking objective, unbiased financial advice from experienced, trusted advisors with over 45 years of combined experience in the financial services industry. They stay with us because of our commitment to exemplary service and our Sleep-Well-At-Night-Investor approach to wealth management. You will never hear a sales pitch for a particular financial product. As a fiduciary, we must always provide our services consistent with what is in your best interest.

Fee-only vs. Fee-based financial planning

If you're looking for trustworthy, objective financial advice, you can't ignore the question of how an advisor is compensated. A fee-based financial advisor may be compensated by a combination of fees and commissions for the services they provide and the products they sell. This can potentially be the worst of all scenarios. The key point to remember is that the reason the phrase "fee-based" is used, is because they cannot represent themselves as "fee-ONLY." Because the emphasis is often on sales, a conflict of interest can and frequently does arise. On the other hand, an independent, 100% fee-only financial advisor is paid only from clients for the services they provide, not the products they recommend and sell. They never accept compensation from a 3rd party. This allows a fee-only financial advisor to provide an objective financial plan that best fits a client's needs without conflicting financial incentives slanting any advice. Because it is paramount that you find out in advance of hiring any financial advisor how they are compensated, CLICK HERE to print out a free Q&A document that you can use to interview any financial advisor, including your existing one.

 

 

On the Air

newsradio-WHP-webTim Decker hosts the weekly radio show “Financial Freedom” on WHP 580 AM Harrisburg every Saturday at 10:00 am Eastern.

He brings his extensive knowledge and over 28 years of experience to the discussion of current financial and wealth management topics. Each show also includes a Q&A session when Tim provides straightforward, unbiased answers to questions from callers. This is the program that represents your best interests, not Wall Street's.

Get the PodcastListen Here

The Sleep-Well-at-Night Investor

The-Sleep-Well-At-Night-Investor

ISI Financial Group helps clients take all necessary steps to properly develop and implement a comprehensive financial plan using evidence-based, , time-tested strategies centered around  financial science. In his book, “The Sleep-Well-At-Night Investor,” Tim Decker shows readers how misinformation from the mutual fund industry has created widespread harm amongst  investors. The book also discusses the temptation to think of investing like gambling, and the tragedy of gambling away savings and security under the guise of investing.

Buy the Book!