Our Clients

We work for individuals, charitable and religious organizations, business owners and corporations alike. While each client brings their own unique situation, they all seek unbiased, experienced financial advice and guidance. We have learned that trust and confidence are fundamental to a successful advisor-client relationship. Because of this, we tell our clients there are no unimportant questions relative to the financial aspects of their lives or business. Below are common questions clients come to us with:

  • Questions Asked by Many Pre-Retirees

    Q: My company is offering me early retirement, but I can’t sort between the options which include leaving my money in my company’s 401(k) plan versus rolling it over outside the company into an IRA. What should I do?

    Q: I’m in the Public School Employees' Retirement System (PSERS) and getting ready to retire. Can you help my wife and I determine which options may be best for us?

    Q: I’ve read quite a bit about a Roth 401(k) and my company has just offered one, but is it really better than a regular 401(k) and is making the changeover really worth the effort and tax payments?

    Read a story about one of our clients who was approaching retirement

  • Questions asked by Many Business Owners

    Q: I want to be certain that the retirement plan I’m providing for my employees is all that it should be and that as a plan fiduciary, the plan’s costs are not excessive. Can you provide an independent analysis and make recommendations?

    Read a case study about our work with a 401(k) Business Client

  • Questions asked by Many Inheritors

    Q: I’m certain I need a financial advisor because I just inherited a large amount of money from my parents’ estate. But I don’t know how to interview for an advisor who won’t just try to sell me things. Can you help?

    Questions asked by Many Families

    Q: I want to do something about college savings for my grandchildren. I have read that 529 plans may be the best option. How do I determine which state’s 529 plan is the best?

    Q: I’m concerned that I have the right amount of life insurance, but I don’t want to get advice from an insurance agent who may just want to sell me as much insurance as she can. What should I do?

    Questions asked by Many Widows/Divorcees

    Q: I’m currently going through a divorce. Should I take a lump sum settlement or hold out for a portion of his generous retirement plan? Also, how do I safely invest my settlement to secure my own financial future?

On the Air

newsradio-WHP-webTim Decker hosts the weekly radio show “Financial Freedom” on WHP 580 AM Harrisburg every Saturday at 10:00 am Eastern.

He brings his extensive knowledge and over 28 years of experience to the discussion of current financial and wealth management topics. Each show also includes a Q&A session when Tim provides straightforward, unbiased answers to questions from callers. This is the program that represents your best interests, not Wall Street's.

Listen Here

The Sleep-Well-at-Night Investor


ISI Financial Group helps clients take all necessary steps to properly develop and implement a holistic financial plan using evidence-based, time-tested strategies centered around financial science. In his book, “The Sleep-Well-At-Night Investor,” Tim Decker shows readers how misinformation from the mutual fund industry has created widespread harm amongst investors. The book also discusses the temptation to think of investing like gambling, and the tragedy of gambling away savings and security under the guise of investing.

Buy the Book!