ISI Financial Group, Inc. is a 100% Fee-Only, independent Financial Advisor and Fiduciary located in Lancaster, PA. Because we are Fee-Only advisors, we sell no financial products and are paid only for advice, guidance and services. Our clients come to us seeking peace of mind and financial security as we assist them in developing and establishing a clear path to their goals. When planning for your retirement, or already in retirement, it is important to have a team by your side to help you create a blueprint for building your financial house. At ISI we strive to help our clients "sleep well at night" by taking them through our holistic financial planning process and offering a unique experience to each individual, family or institution that we work with. And for those who may not be seeking wealth management services at this time, we offer hourly consulting only, to help answer any specific questions you may have, or perhaps you just want a second opinion of your current financial situation from an independent, unbiased advisory firm who you know is legally bound to put your best interests first – always.

Developing a concise, goal-oriented, holistic financial plan and then implementing it with the guidance of a trusted, financial fiduciary, is paramount to achieving Financial Freedom and Peace of Mind.


As a member of the National Association of Personal Financial Advisors (NAPFA) and the Institute for the Fiduciary Standard*, we are bound to a written fiduciary oath to always represent our clients’ best interests in all we do. One of the most important ways this is demonstrated is in how we are compensated. Quite simply, as a Fee-Only advisor, we receive no commissions or any other form of compensation from anyone other than our clients. This is something that our clients value greatly and why they confidently put their trust in us without worrying about conflicts of interest. This is in stark contrast to the majority of other firms who often sell products and receive additional forms of compensation. There is a major, significant difference between a Fee-Only and a Fee-Based financial advisor. CLICK HERE to learn about the difference.

Also, we are happy to provide you with a free, consumer-friendly checklist, which you can print out and use in helping you wisely interview any financial advisor to assure you only develop a relationship with a true, Fee-Only Financial Fiduciary.

Download our Fiduciary Questionnaire and Checklist

* The Best Practices Affirmation Program offers advisors a unique opportunity to say to investors and regulators how the firm commits to high professional conduct standards. Best Practices professional conduct standards are more rigorous than other codes of conduct. Advisors and advisory firms who subscribe to the Best Practices are put on a registry and that registry is publicized to investors and media. The Best Practices advisors who subscribe are helping lead a renaissance in fiduciary care. Inclusion in the program is not indicative of the investment adviser’s future performance.

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On the Air

newsradio-WHP-webTim Decker hosts the weekly radio show “Financial Freedom” on WHP 580 AM Harrisburg every Saturday at 10:00 am Eastern.

He brings his extensive knowledge and over 28 years of experience to the discussion of current financial and wealth management topics. Each show also includes a Q&A session when Tim provides straightforward, unbiased answers to questions from callers. This is the program that represents your best interests, not Wall Street's.

Listen Here

The Sleep-Well-at-Night Investor


ISI Financial Group helps clients take all necessary steps to properly develop and implement a holistic financial plan using evidence-based, time-tested strategies centered around financial science. In his book, “The Sleep-Well-At-Night Investor,” Tim Decker shows readers how misinformation from the mutual fund industry has created widespread harm amongst investors. The book also discusses the temptation to think of investing like gambling, and the tragedy of gambling away savings and security under the guise of investing.

Buy the Book!