Instead of panicking about your investments, prepare your portfolio

Written by Tim Decker, AIF®. Posted in Central Penn Business Journal

Many investors make the mis-take of selling investments in a panic. Most often, this means selling at a loss.

But there are ways to avoid ending up in this situation. The best is to design your investment portfolio so that, in the long run, it doesn’t matter whether some of your assets yo-yo in value here and there. By diversifying your portfolio among different asset classes, you can ensure that your losses in one type of investment are buoyed by stability—or even gains—in other types. Thus, you don’t lose sleep over a temporary decline in value, and you can resist the urge to sell in a panic.

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On the Air

newsradio-WHP-webTim Decker hosts the weekly radio show “Financial Freedom” on WHP 580 AM Harrisburg every Saturday at 10:00 am Eastern.

He brings his extensive knowledge and over 28 years of experience to the discussion of current financial and wealth management topics. Each show also includes a Q&A session when Tim provides straightforward, unbiased answers to questions from callers. This is the program that represents your best interests, not Wall Street's.

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The Sleep-Well-at-Night Investor


ISI Financial Group helps clients take all necessary steps to properly develop and implement a holistic financial plan using evidence-based, time-tested strategies centered around financial science. In his book, “The Sleep-Well-At-Night Investor,” Tim Decker shows readers how misinformation from the mutual fund industry has created widespread harm amongst investors. The book also discusses the temptation to think of investing like gambling, and the tragedy of gambling away savings and security under the guise of investing.

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