Managing Investment Risk in Retirement

For years now, we here at ISI have highly recommended that for the purpose of planning withdrawals of retirement funds, generally speaking, it should be limited to approximately 3% annually of one’s portfolio. Additionally, I have never been a proponent of automatically adjusting one’s portfolio based upon age. Instead, I have always urged clients to have one’s specific goals and financial plan be the driver of how investments should be allocated. This brief, 3-minute video discusses both of these very important issues, and I’m confident you’ll find it of interest.

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On the Air

newsradio-WHP-webTim Decker hosts the weekly radio show “Financial Freedom” on WHP 580 AM Harrisburg every Saturday at 10:00 am Eastern.

He brings his extensive knowledge and over 28 years of experience to the discussion of current financial and wealth management topics. Each show also includes a Q&A session when Tim provides straightforward, unbiased answers to questions from callers. This is the program that represents your best interests, not Wall Street's.

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The Sleep-Well-at-Night Investor


ISI Financial Group helps clients take all necessary steps to properly develop and implement a holistic financial plan using evidence-based, time-tested strategies centered around financial science. In his book, “The Sleep-Well-At-Night Investor,” Tim Decker shows readers how misinformation from the mutual fund industry has created widespread harm amongst investors. The book also discusses the temptation to think of investing like gambling, and the tragedy of gambling away savings and security under the guise of investing.

Buy the Book!