Investor Behavior

Some recent research has shown that investors left to their own accord, may cost themselves as much as 3% annually in investment returns. This is what Tim Richards of The Psy-Fi Blog refers to as “The Human Factor” in this month’s brief video blog. This supports something I have personally said on numerous occasions: “Investment behavior is overwhelmingly the biggest determinant of investor success.” And, this further demonstrates why having a sound financial plan serving as the blueprint for an ongoing, non-emotional investment process is so vitally important. I’m confident you will find this video very informative, and as always, feel free to share it with any friends or family.

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On the Air

newsradio-WHP-webTim Decker hosts the weekly radio show “Financial Freedom” on WHP 580 AM Harrisburg every Saturday at 10:00 am Eastern.

He brings his extensive knowledge and over 28 years of experience to the discussion of current financial and wealth management topics. Each show also includes a Q&A session when Tim provides straightforward, unbiased answers to questions from callers. This is the program that represents your best interests, not Wall Street's.

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The Sleep-Well-at-Night Investor


ISI Financial Group helps clients take all necessary steps to properly develop and implement a holistic financial plan using evidence-based, time-tested strategies centered around financial science. In his book, “The Sleep-Well-At-Night Investor,” Tim Decker shows readers how misinformation from the mutual fund industry has created widespread harm amongst investors. The book also discusses the temptation to think of investing like gambling, and the tragedy of gambling away savings and security under the guise of investing.

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